Services
Micro Health Initiative administers Micro Health Insurance by providing technologies relevant and appropriate to ensure that low income groups have access to insurance services.
Working with Strategis Insurance, Micro Health Insurance provides 3 health insurance products, named in honor of the tallest peak of Mount Kilimanjaro as follows;
Kibo Individual
Kibo Individual Cover The Kibo Individual Cover provides comprehensive protection for medically necessary expenses. It covers: Hospital costs — including bed charges, doctor’s fees, and anesthetist’s fees Operating theater fees Pharmacy costs Laboratory tests and investigations The cover supports both inpatient and outpatient treatments. Membership is open to individuals of all ages, with a maximum joining age of 65 years.
Kibo Family
Kibo Family Cover The Kibo Family Cover provides comprehensive healthcare coverage for a family of four — consisting of two adults of same or opposite gender and children under 18 years — who are related by blood. The cover includes: Medically necessary hospital costs — bed charges, doctor’s fees, and anesthetist’s fees Operating theater fees Pharmacy expenses Laboratory tests and other medical investigations It supports both inpatient and outpatient care. Family members can join at any age, with a maximum joining age of 60 years for parents.
Dada Card
Dada Card Health Cover Dada Card is a female-only health insurance product designed specifically for girls aged 10 to 21 years. It offers comprehensive coverage for both inpatient and outpatient care — ensuring young girls have access to essential medical services when they need them most. What makes Dada Card a truly special cover is its unique, empowering approach: girls not only receive health insurance but also free, thoughtful gifts designed to leave a lasting impression on the importance of health coverage in their lives. As the first and only product of its kind in Tanzania, Dada Card aims to nurture the next generation of health-conscious, insurance-aware women — fostering a future where more mothers prioritize the well-being and financial security of their families.
Electronic Medical Records System
In 2014, recognizing the urgent need to digitize health records, Micro Health Initiative (MHI) took swift action. The team began developing a comprehensive system capable of managing all hospital records, aligned with the natural patient flow in a hospital setting. The result was MEDEX (Medical Explorer) — an innovative Healthcare Management System designed to streamline hospital operations, improve record accuracy, and enhance patient care. Today, MEDEX stands as a proven solution, empowering healthcare facilities to efficiently manage medical data and deliver better services.
2025-2030: The Future of MEDEX
The next five years mark an exciting new phase for Micro Health Initiative (MHI) as we push the boundaries of healthcare technology. MHI is integrating advanced AI-driven features into the MEDEX system, enhancing efficiency, diagnostics, and personalized care. Additionally, MHI is developing an intelligent smartphone integration, seamlessly connecting patient files to their devices — empowering patients to access their medical records, track treatments, and stay engaged with their healthcare journey like never before. Stay tuned — the future of healthcare is here!